Please apply to Caixa if your loan has already been authorised and you require a bridging loan to pay a deposit.

The bridging loan is paid off when signing the home purchase contract.

Amount
Up to 25% of the purchase or valuation (whichever the lesser) with a minimum of EUR 10,000.

Period
Up to 24 months.

Interest rate
Euribor 3 or 6 months added by a spread starting from 2,55%.
Interest is payable monthly.

Rounding up of indexers and interest rates
To the thousandth.

Guarantee
Loans must be guaranteed by a mortgage on the property, surety, pledge on investments or other guarantees to be negotiated. Life insurance for all applicants is also required.
The fee charged on full or part early repayment is 0.50% of repaid principal, for variable-rate and 2% of repaid principal for fixed-rate contracts.

Costs payable by customer
Appraisal fee: EUR 350.00

For more information or to request a loan simulation, please telephone +351 217927530 or visit your nearest Caixa branch in Portugal or Caixa Branches and representative offices abroad.